A man shared screenshots of a lady who borrowed ₦20,000 from him, only to rudely refuse repayment. Instead of apologizing or explaining, she told him he shouldn’t even be asking for the money, claiming the amount was “too small” for him to demand back. Her excuse? Her banking app wasn’t working.
This shocking entitlement triggered many reactions online. One user dropped a very questionable response: “Normally me, if your app dey disturb I no dey send you anything. That scope no dey work for me.”
While the commenter is calling out a common scam tactic, the tone also shifts blame back to the victim, as though he should have expected to be cheated. It reduces a clear case of dishonesty to a “lesson learned,” instead of addressing the behavior of people who borrow money with zero intention of paying back.
— The Red Flags


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