A post on X advised: “Stop lending people money. They won’t pay back.” While this reflects common frustrations with unpaid loans, it unfairly generalizes all borrowers as irresponsible.
Lending money requires caution, but such blanket statements can discourage acts of kindness and assistance, especially for those genuinely in need. Rather than avoiding lending altogether, setting clear agreements or offering help in other forms can foster trust without risking financial strain. Not everyone defaults on loans, and dismissing all borrowers as unreliable undermines the potential for meaningful support.
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