A woman was caught after attempting a fake bank transfer at a store she had reportedly scammed the previous year, unaware that the sellers still recognized her. The incident sparked debate online about fraud and accountability. However, one reaction took a broad and troubling turn, stating, “When it comes to money, a lot of Nigerians are not good people.” While the frustration behind the comment may stem from repeated experiences with scams, it unfairly paints an entire country and its people with one brush. Reducing a complex social problem to a national character flaw ignores the many Nigerians who conduct business honestly and shifts focus away from addressing individual wrongdoing and systemic issues that enable fraud.